Sept 2025 Bank Holidays: Guide to Planning Ahead
Welcome to your essential guide for the coming month! As we enter September, the festive season really comes to life across India. That means wonderful celebrations, spending time with family, and a few days when banks will be closed. To help you manage your money without any stress, we have compiled a complete list of bank holidays for September 2025. Knowing these dates in advance is key to smart financial planning. You can avoid last-minute rushes and ensure that all your banking needs are met on time.
This guide uses simple language and an active voice to provide you with clear information. We will give you an overview of each holiday, explain which states are affected, and why the day is important. Let’s make sure you are fully prepared for the month ahead!
Why Do Banks Close for These Holidays?
You might be wondering how these holidays are determined. In India, the Reserve Bank of India (RBI) determines the schedule of bank holidays. They do this under a law called the Negotiable Instruments Act, 1881. Holidays fall into three main groups:
National holidays: These are observed by all banks across the country.
Regional festivals: These holidays are specific to certain states. They celebrate local traditions and festivals that are important to the people of that region.
Regular closures: Banks are closed on all Sundays and on the second and fourth Saturdays of every month.
This list focuses on the regional festival holidays for September 2025. While your local bank branch might be closed, you can still use many banking services. We will talk more about that later.
Bank Holidays in September 2025 in Detail
Let’s see the specific dates of these festivals when banks will remain closed. We have divided them by day so that you can easily find the information you need.
September 3, 2025 (Wednesday) – Karma Puja
State affected: Jharkhand
Banks in Jharkhand will start the month with a holiday for Karma Puja. This is a very important harvest festival for the tribal communities in the state. People celebrate this festival in honour of the Karam tree, which they believe brings good luck and prosperity. The festival is a beautiful display of culture. You will see people singing traditional songs, dancing and praying for a good harvest. It is a day of joy and gratitude for the gifts of nature.
September 4, 2025 (Thursday) – First Onam
State affected: Kerala
In Kerala, the grand festival of Onam begins. Banks in the state will remain closed for the first Onam. This day marks the official start of the main festivities. Onam is the biggest harvest festival in Kerala. People decorate their homes with attractive floral carpets known as ‘Pukalam’. The entire state is immersed in a festive atmosphere, preparing for the main day of the festival.
5 September 2025 (Friday) – Thiruvonam and Eid-e-Milad
This is a big holiday, two important festivals fall on the same day. Banks will remain closed in a large number of states.
Thiruvonam: For the affected states: Kerala Thiruvonam is the most important day of the Onam festival. Banks in Kerala will remain closed. People believe that on this day, the spirit of their beloved ancient king Mahabali visits them. The main attraction is the ‘Onam Sadya’, a grand feast where many delicious vegetarian dishes are served on banana leaves. This day is for family gatherings and celebrations.
For Eid-e-Milad (Milad-un-Nabi): Affected states: Andhra Pradesh, Bihar, Chhattisgarh, Gujarat, Jammu and Kashmir, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Mizoram, New Delhi, Rajasthan, Tamil Nadu, Telangana, Uttarakhand and Uttar Pradesh. In many other parts of the country, banks will remain closed to celebrate Eid-e-Milad. The day marks the birthday of Prophet Muhammad. Please note that the exact date may change at times depending on the sighting of the moon. Muslims celebrate this day by offering special prayers in mosques, listening to sermons and giving charity. This day is a day of peace, reflection and community service.
6 September 2025 (Saturday) – Indrajatra
Affected state: Sikkim
Banks in the beautiful state of Sikkim will remain closed for Indrajatra. This is a vibrant street festival celebrated mainly by the Newar community. This festival honours Lord Indra, the Hindu god of rain and heaven. The festival is famous for its energetic processions, traditional masked dances and religious ceremonies. It is a unique cultural experience that fills the streets with energy and colour.
12 September 2025 (Friday) – Friday after Eid-e-Milad-ul-Nabi
States affected: Jammu and Kashmir
To celebrate Eid, banks in Jammu and Kashmir will have an additional holiday on the Friday after Eid-e-Milad. This will give people more time for family gatherings and community events related to the festival.
22 September 2025 (Monday) – Navratri Sthapana
States affected: Rajasthan
Banks in Rajasthan will remain closed for Navratri Sthapana, also known as Ghatasthapana. On this day, Navratri Sthapana, a nine-night festival dedicated to Goddess Durga, begins. Devotees perform a special ritual where they place a sacred vessel (ghat) to welcome the goddess. This day is considered very auspicious and begins with nine nights of prayers, fasting and dancing.
September 23, 2025 (Tuesday) – Maharaja Hari Singh’s Birthday
States affected: Jammu and Kashmir
Banks in Jammu and Kashmir will observe a public holiday on the birth anniversary of Maharaja Hari Singh. He was the last ruler of the erstwhile princely state. The day honours his contributions and legacy.
September 29, 2025 (Monday) – Maha Saptami (Durga Puja)
States affected: Assam, Tripura and West Bengal
The fervor of Durga Puja increases in the eastern states. Banks here will remain closed on the seventh day of the festival on the occasion of Maha Saptami. This is a very important day when many major rituals take place. It marks the time when Goddess Durga starts her war with the demon Mahishasura.
September 30, 2025 (Tuesday) – Maha Ashtami (Durga Puja)
States affected: Andhra Pradesh, Assam, Bihar, Jharkhand, Manipur, Odisha, Rajasthan, Sikkim, Tripura and West Bengal.
The eighth day of Navratri or Durga Puja, Maha Ashtami is a major festival in many states. On this day, devotees worship Goddess Mahagauri, one of the nine forms of Durga. In some regions, a special ritual called ‘Kumari Puja’ is also performed, where little girls are worshipped as divine symbols. This day is of great religious significance.
Quick View: State-Wise Holiday Table for September 2025
For your convenience, here is a simple table that summarizes the state-wise bank holidays for September 2025.
| Date | Day | Holiday | States Affected |
| Sep 3, 2025 | Wednesday | Karma Puja | Jharkhand |
| Sep 4, 2025 | Thursday | First Onam | Kerala |
| Sep 5, 2025 | Friday | Thiruvonam | Kerala |
| Sep 5, 2025 | Friday | Eid-e-Milad | Andhra Pradesh, Bihar, Chhattisgarh, Delhi, Gujarat, J&K, Jharkhand, Karnataka, MP, Maharashtra, Manipur, Mizoram, Rajasthan, Tamil Nadu, Telangana, UP, Uttarakhand |
| Sep 6, 2025 | Saturday | Indrajatra | Sikkim |
| Sep 12, 2025 | Friday | Friday after Eid | Jammu & Kashmir |
| Sep 22, 2025 | Monday | Navaratri Sthapna | Rajasthan |
| Sep 23, 2025 | Tuesday | Maharaja Hari Singh’s Birthday | Jammu & Kashmir |
| Sep 29, 2025 | Monday | Maha Saptami | Assam, Tripura, West Bengal |
| Sep 30, 2025 | Tuesday | Maha Ashtami | Andhra Pradesh, Assam, Bihar, Jharkhand, Manipur, Odisha, Rajasthan, Sikkim, Tripura, West Bengal |
Don’t Forget the Weekend Bank Closures!
Apart from the festive holidays, banks will follow their regular weekly schedule. They will be closed on all Sundays and the second and fourth Saturdays of the month.
Also mark these dates on your calendar:
7 September (Sunday)
13 September (Second Saturday)
14 September (Sunday)
21 September (Sunday)
27 September (Fourth Saturday)
28 September (Sunday)
Your bank is closed, but your banking is not!
It is good to remember that you can still do most of your banking even when the bank branch is physically closed. Digital banking makes your life easier. These services are available 24/7:
ATM: You can withdraw or deposit money from any ATM.
Mobile Banking: Use your bank’s app to check your balance, transfer money and pay bills.
Net Banking: Access your account from your computer to manage your finances.
UPI: Make instant payments to anyone, anywhere using UPI apps like Google Pay, PhonePe or Paytm.
How to plan your banking in September
To avoid disruptions to your plans due to holidays, here are some simple tips:
Withdraw money early: If you need cash for festive expenses, visit an ATM a day or two before the holiday.
Schedule branch visits: If you need to visit the bank for work like passbook updates or submitting documents, plan for a working day.
Pay bills online: Don’t wait until the last minute. Use online banking or UPI to pay your bills on time.
Inform business partners: If you run a business, inform your clients and vendors about your payment schedule around these holidays.
By planning ahead, you can enjoy the festivities without any financial worries. Keep this guide handy and share it with friends and family so that they can also be prepared for the September 2025 bank holidays. Happy Holidays!
